
- Editor Rating
- Rated 3.5 stars
- Very Good
- U.S. Bank Checking Promotions
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U.S. Bank Checking accounts tend to have sign-up promotions that come and go throughout the year. Typically bonus offers have been for $100, $200 and $300.
There are over 3,200 U.S. Bank branches across the United States.
U.S. Bank has also been known for various other promotions for gifts/prizes as well.
U.S. Bank Checking review highlights:
- Current U.S. Bank Checking promotions
- U.S. Bank Checking account details
- See all my US Bank reviews
- See my Best Bank Promotions List

US Bank is sending out bonus offers to targeted markets and individuals via letter or email, so if you haven’t gotten an offer you’ll have to reach out to a banker to see if you can get a promo code to enter into the online application process.
- Promotion Link: U.S. Bank Bonus Page
- Expiration: None Stated
- Bonus Amount: Variable depending on letter/email offer
- Competitor Bonus:
- Chase Checking Coupons
- BBVA Compass Checking Promotions
- EverBank Online Checking Bonus
- CitiBank Checking Promotions
- Northpointe Bank Checking Bonus
- Capital One 360 Checking Promotions
- Bank Of America Checking Promotions
- PNC Checking Promotions
- Regions Bank Checking Promotions
- TD Bank Checking Promotions
- Account(s) Eligible: Easy, Silver, Gold, Premium, Platinum Checking
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Up to $500
- Direct Deposit Requirement: Recurring $500 within 60 days
- Direct Deposit Alternatives: ACH, Alliant, Paypal
- Minimum Opening Deposit: $25
- Bonus Requirements:
- Open an eligible Checking account by the bonus expiration date on your letter/email with a minimum opening deposit of $25.
- Set up a recurring Direct Deposit within 60 days of account opening.
- Be sure to use the promotion code listed on your offer

This $200 checking account promotion doesn’t come around often, so take advantage of it when it does.
- Promotion Link: *Offer is being sent to US Bank credit card holders only at the moment, so it’s not available online. Customers are getting emails/letters with their special promo code.
- Expiration: 03/31/2016
- Bonus Amount: $200
- Related Bonus: U.S. Bank Savings
- Competitor Bonus:
- Account(s) Eligible: Silver, Gold and Platinum Checking
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Yes, up to $500
- Direct Deposit Requirement: Yes, $500 in 60 days
- Monthly Service Fee: $6.95-$8.95 *Can be waived(see below)
- Minimum Opening Deposit:
- Other Requirements:
- Open a U.S. Bank checking account and set up recurring direct deposits totaling at least $500/month within 60 days of account opening.
- The $200 bonus will be credited to your account 6-8 weeks after the direct deposit is received.
- The offer is only valid for the addressee and is not transferable. You must use the unique promo code when you sign up.
- *Tips:
- You can waive the monthly fee on the Gold Checking account if you have a U.S. Bank credit card.
- The $8.95 Fee for the Silver Checking account can be waived by:
- Having combined direct deposits totaling $1,000+, OR
- Maintaining an average monthly balance of $1,500
This promotion was for a cash bonus offer for a new personal Checking account, and also an entry for a chance to win a Tesla Model S or $100,000.
- Promotion Link: $150 Promotion
- Expiration: currently unavailable
- Bonus Amount: $100-$150
- Account(s) Eligible: Personal Checking
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Yes, up to $500
- Direct Deposit Requirement: Optional
- Monthly Service Fee: $6.95-$8.98 *can be waived
- Other Requirements:
- Open a new U.S. Bank Consumer Checking Account between July 14 and September 12, 2014 and present the promotion code.
- The minimum opening deposit for the bonus is $25.
- Complete Direct Deposits totaling at least $500, OR complete 3 or more Online Bill Pay transactions by October 31, 2014.
- The cash bonus will be deposited into your new Checking account within 60 days of meeting either requirement above.
- This offer is for new accounts only, and you must not already have an existing U.S. Bank Checking Account, or have already received a Checking Account cash bonus in 2014.
- Silver Checking:
- Their most popular package for combined checking and savings.
- Preferred rates for new loans
- $6.95-$8.95 Monthly Fee can be waived
- Gold Checking:
- Extra benefits for U.S. Bank credit card and loan customers
- More free ATM transactions
- Family member accounts
- Overdraft transfer discount
- Preferred rates for new loans
- $10.95-$12.95 Monthly Fee can be waived
- Platinum Checking:
- Top-tier account, with the best rates and all the perks
- More free ATM transactions
- Free mobile check deposits
- Free personal checks
- No-fee money orders and more
- Family member accounts
- Overdraft transfer discount
- Pays interest
- Premier savings account
- Preferred rates for new loans
- Exclusive Platinum benefits
- $17.95-$19.95 Monthly Fee can be waived
Pros
- Many personal Checking account options from one of the largest banks in the United States
Cons
- Checking account promotions aren’t available often, and many times are targeted to certain customers only
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.